Insurance Coverage

When facing an allegation of breach of good faith, Parker, PLLC, attorneys can bring an aggressive defense on your company’s behalf. Our firm has experience representing Fortune 500 companies when facing breach of contract within the insurance industry.

Insureds may file claims alleging a breach of a covenant of good faith, which may include several causes of action. Insurance bad faith claims often arise when insured individuals receive a claim denial or a settlement offer they consider too low. Bad faith claims may also allege that the insurer unreasonably delayed investigation, unfairly postponed payments or acted purposely to mislead policyholders.

We help insurance companies act proactively in preventing potential causes of bad faith allegations. We can also work with your company during the claims process, using our experience to assist with the claims-handling process to minimize bad faith exposure. Even if allegations have already been made, we can help insurers using mediation and settlement negotiations to avoid costly and troublesome litigation.

When an insurer has denied a policy holder on a pending claim, it may result in an insurer initiating a declaratory judgment action to resolve any coverage dispute. If your company is facing a denied request with a threat of litigation, our firm can help you. A declaratory judgment action can be a helpful tool, especially when a potential lawsuit is unlikely to be successful.

Parker, PLLC Attorneys at Law, has experience handling more than 1,500 EUOs since 2001. More than a thousand cases resulted in successful resolutions of claims. Our firm utilizes examination under oath as an invaluable tool that protects insurance companies from paying fraudulent claims.   

With many insurance policies, the payment of an insurance claim is predicated upon the insured’s attendance. EUO can therefore be a critical tool to uncover discrepancies in statements and facts and reveal potential fraud.  

We have experience helping in EUOs for claims involving: 

• Uninsured or underinsured motorists 
• Medical payments 
• Primary personal injury protection 
• Property  
• Homeowners 
• Business economic loss 
• Fire/arson  
• Boat/marine 
• Theft  

Case Highlights

• Firm successfully defended insurance carrier in an art theft that was valued at $80 million. The case resulted in no payment to the insured and dismissal of a bad faith claim against the company.  

• The firm represented an insurance carrier in arson litigation, resulting in dismissal of the action and criminal prosecution of the arsonist. As a result of Mr. Parker’s work on the case, the Southern California chapter of International Association of Special Investigation Units named him “Attorney of the Year.”